More than 14,000 traffic accidents happen each year in Kosova. A large proportion of these accidents end up without severe consequences for the health and life of people involved. Only a small number of accidents cause material damages. Roughly, on every tenth accident there is a non-material loss involved.  Approximately 155 deaths and 2556 injured each year is the outcome of traffic accidents in our roads. Statistical findings suggest that each insured causes a loss once in every twelve years. Average insureds are not fully aware of their rights and responsibilities in order to exercise those without investing a considerable amount of their time and energy. It has happened before that, the so-called “friends” are known to provide a very expensive advice. For this reason, we encourage our clients to contact our representatives throughout Kosova.